Sunday, November 13, 2011

Can I Get Camp Insurance Coverage for Swim Camp for Pre Existing Conditions?

Some parents don't buy camp insurance coverage for their kids at swim camp because they think that they'll be excluded from medical expenses because of a pre existing condition. It is true that some plans won't work on that basis; but some will. If your child has an existing illness or condition then coverage could be even more valuable to you and you should be looking at it real hard.

Chances are, your child will get through swim camp with no problems, even if they do have a pre existing condition. But, if they do happen to need treatment or you need to go to camp to pick them up because they get sick, then protection against medical expenses could save you a lot of money.

It's also a shame to lose out on other kinds of protection just because one swim camp policy won't give you medical coverage. Opting out of useful benefits like cancellation insurance, baggage cover, travel delay and missed connections could leave you with a lot of out of pocket expenses in various situations that have nothing to do with the health of your kid.

If you are planning on sending your child to swim camp (or to any other kind of program for that matter) and you're worried about pre existing exclusions, then it may be easier for you to look at plans that will include their illness or condition. Camp Coverage, for example, offers A+ camp insurance policies that can be set up to do just that.

You'll need to do some forward planning to get the right coverage in place so this is worth doing as soon as you can. Camp Coverage will waive pre existing condition exclusions if you pay for your plan within certain timescales so you may want to check their policies out as soon as you can.

Camp Coverage specializes in insurance policies for camps and programs. The coverage offered here may well be cheaper than buying from your chosen swim camp plus it could give you a fuller range of benefits that may be useful. You'll get the peace of mind of knowing that you will get your money back after cancellation for covered reasons. Plus, you'll get - comprehensive financial help for emergency medical expenses, coverage for pandemics and contagious diseases and even help if your child loses equipment or possessions. Please visit our website or call today. http://www.campcoverage.com

By Robert Deck

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